Personal loan in Bangladesh 2022

Personal loan in Bangladesh (personal loan calculator,  urgent personal loan in bangladesh) Best Personal Loan 2022

Personal loan in Bangladesh 2022

Personal loan in Bangladesh  2022: Welcome to Thebdchat ( website. We will discuss personal loans of all banks in Bangladesh. How to apply for a loan? What is the monthly installment? How many years do you have to repay the loan? Let's find out all the bank loan terms.Standard Bank Personal Loan, City Bank Personal Loan, DBBL (FAQ) Personal Loan, HSBC Bank Bangladesh Any purpose loan, AB Bank (abbl) Personal loan, BRAC Bank Personal Loan, Pubali Bank Personal Loan.

Best Personal Loan 2022

Standard Bank Personal Loan, City Bank Personal Loan, DBBL (FAQ) Personal Loan, HSBC Bank Bangladesh Any purpose loan, AB Bank (abbl) Personal loan, BRAC Bank Personal Loan, Pubali Bank Personal Loan.

Personal loan in Bangladesh (personal loan calculator,  urgent personal loan in bangladesh) Best Personal Loan 2022

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Personal loan in Bangladesh 2022

Standard Bank Personal Loan:

Standard Bank Personal Loan

Application Eligibility

Age of applicant

·         Minimum age: 21 years for salaried

·         Minimum age: 25 years for businessman

Minimum monthly net income

·         BDT 18,000 for SCB EB Customers

·         BDT 35,000 for customers with salary with other bank

·         BDT 55,000 for businessman and self employed customers

Eligible client segments

·         Salaried executives

·         Business persons

·         Self-employed professionals

·          Applicants must have a steady source of income from employment /                  business / self-employment activity.

·         Client must be Bangladeshi citizen, currently living in Bangladesh

·         Client must have National ID card

Customer location

·         Dhaka (including Narayanganj)

·         Chattogram

·         Other areas with Standard Chartered Branch coverage may be considered.

Whatever the occasion or requirement, make smart financial choice with City Bank Personal Loan to fulfill all your dreams, reach to new heights and make your day to day journey of life joyful.

Loan amount : BDT 1 Lac - BDT 20 Lac
Loan tenure : 12 - 60 months


Loan amount from BDT 1 lac to BDT 20 lac

Loan tenure 12 to 60 months

No hidden charges

Competitive interest rate

Processing Fee

Please see the Schedule of Charges.


Age: 22 to 60 years


Salaried Executive: Minimum 1 year

Professionals: Minimum 2 years of practice

Businessman: Minimum 3 years

Monthly income criteria:

Salaried Executive: BDT 20,000

Landlord: BDT 30,000

Professional: BDT 50,000

Business person: BDT 50,000

*Condition applied

Required Documents

Download basic required documents for Personal Loan, please Click here

DBBL (FAQ) Personal Loan

1. What is the purpose of Personal Loan?

To purchase various consumer durables, to meet medical, education, marriage, travelling, festival etc. to decorate or renovate houses, financing to professionals’ for purchasing equipment, tools, machineries, office decorations items or any other personal requirement.

2. Who can avail personal loan?

• Salaried Individuals

• Professionals (Doctor, Engineer, Architect, FCA, CA etc)

• Landlord/Landlady

• Businessperson

3. What is the minimum loan amount?

BDT 50,000.00

4. What is the maximum loan amount?

BDT 20, 00,000.00

5. What is the minimum loan tenor?

12 months

6. What is the maximum loan tenor?

Up to 60 months

7. What is the minimum age to apply for Personal Loan?

18 years.

8. What is the maximum age of primary applicant?

70 years or retirement age whichever comes first at the time of loan completion.

9. What is the minimum service length with current organization for salaried individuals to apply for personal loan?

1-6 months

10. What is the total service/business length to apply for personal loan?

For Salaried Individuals: 1-2 years

For Government, Semi-Government and Autonomous Bodies: 6 months

For Businessmen: 2 years

For Professionals: 6 months of service/ practice in the profession

11. Can a contractual employee be eligible for personal loan?


12. What is the minimum income to be eligible for personal loan?

For Professionals BDT 30,000/-

For Landlord/Landlady BDT 30,000/-

For Business Individuals BDT 50,000/-

13. What is the processing fee for personal loan?

0.50% to 1.00% of Loan amount as per the schedule of charges of DBBL.

14. Can partial payment be made anytime in personal loan?

Yes. Partial payment can be made anytime.

15. What is the charge of partial payment in personal loan?

1.00% of the adjusted amount.

16. What is the Early Settlement Charge in personal loan?

2.00% of the settled amount.

17. How to repay personal loan?

Through Equated Monthly Instalment (EMI).

18. Can personal loan be applied jointly?

Yes. With Family Members Only (Father, Mother, Brother, Sister, Spouse, Son & Daughter only).

19. What are the required documents to apply for a Personal Loan?

• Loan Application duly completed and signed by the applicant

• Colour Photograph

• NID/ Smart Card

• Bank Statement

• Visiting Card

• Copy of utility bill

• e-TIN/ TIN certificate/ copy of income Tax acknowledgement

• Personal Guarantee along with Colour Photograph, NID, Visiting Card/Office ID/Business Card of the personal guarantor(s).

• Other documents or information as deemed necessary

For Salaried Individuals:

• Letter of Introduction (LOI) from employer regarding employment details/ Pay Slip/ Copy of Salary Certificate/ Copy of Increment/ Appointment letter etc. Or any other certificate issued by the employer.

• Office ID

For Businessperson:

• Valid Trade Licence copy, copy of Memorandum & Articles of Association etc for Business person

For Landlord/Landlady:

• Rent or Lease Agreement of house / property

*Conditions Apply

HSBC Bank Bangladesh Any purpose loan

Wish you had enough money to take an overseas vacation? Or renovate your home? Maybe buy a computer? Now you can do all these and more, with a Personal Instalment Loan from HSBC.

No personal guarantee - no cash security

We believe in our customers. That is why we do not require any personal guarantees or cash security to support the loan.

Simple documentation

The Personal Instalment Loan from HSBC assures you of one thing - simplicity. This means having to complete very simple and easy documents when applying for the loan. We offer a very competitive interest rate with low processing fees.

Who can apply?

You should be 23 years of age and employed by a well-established company with a minimum monthly income of BDT15,000. Self-employed individuals can also apply subject to proof of income.

How much would you get?

The loan amount ranges from BDT50,000 to BDT1,000,000 or maximum 10*-(14 times, in case of partially secured loan) times your monthly income, whichever is lower. However, in all cases the total approved amount will be within 30% of the total value of the goods / services availed through this financing.

How do you repay?

Loan repayments are made in the form of equal monthly instalments (EMI). You have the flexibility of choosing the repayment period (12, 24, 36, 48 or 60 instalments). Your monthly instalment can be automatically debited from your personal account held with HSBC. We also allow partial prepayment and prepayment.

How do you apply?

Just call or visit one of our branches in Dhaka or Chittagong. We will be happy to help you with your application.

[ * subject to credit assessment criteria]

Need to know more

For any query/complaint/ feedback/compliments, please call our Contact Centre at 16240 (accessible from within Bangladesh); +88 096127 16240 (accessible from overseas *) 24/7, including government holidays.

*Only international calls through authorized channel are allowed.


AB Bank (abbl) Personal loan

To meet any of your personal need.

Loan Ceiling

Loan Amount maximum Tk. 20 Lac.


Application fee: FreeProcessing fee: Loan Limit up to Tk.50.00 lac @0.50% but not over Tk.15,000.

Loan Limit above Tk.50.00 lac @0.30% but not over Tk.20,000


Tenure up to 60 months

Rate of Interest

Attractive interest rate (For Details Please Visit)


Hypothecation of the product to be purchased.


Spouse/parent guarantee.One personal guarantee.


Pubali Bank Personal Loan

Product Name : DLP- Pubali Star 


To meet any personal/ family need.

Loan amount upto BDT 20 lac or upto 20 times of the net income/ take home salary whichever is lower.

Flexible repayment of 12 to 60 months       

Competitive Interest Rate.     

Processing Fee: 0.50% of the loan amount.     

No Hidden Charge.   

Easy documentation & quick processing.

Option for early & partial settlement. 


Any Bangladeshi individual who has the means and capacity to repay the loan.

Bangladeshi supported by National ID (mandatory).

Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan.

Minimum Gross Income for salaried: Tk.10,000/-, self-employed: Tk.25,000/- Tk & businessmen: Tk.25,000/- per month.

Required Documents:

Copy of National ID of Applicant/ Guarantor(s).

2 Copies of recent lab printed passport size photograph.

Copy of latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement Receipt of the applicant (for loan amount exceeding Tk.5.00 lac).

Bank Statement of at least 06 months.

For salaried person, Salary Certificate from competent authority.

For businessman, valid trade license for last two years, income statement.

For House / Flat Owner, Electric Bill / Gas Bill / Municipal Holding Tax Receipt/ Mutation Parcha/ Rent Receipt in the name of the applicant/spouse/parents.


Personal Guarantee(s).

Authorization for debiting client's deposit account for collection of EMI.

Required No's of fully prepared post dated & valid signed MICR cheques with Memorandum of Deposit of cheques.

Collateral/ Appropriate security (if applicable).


For any query please Contact at: Tel: (PABX) 02223381614 FAX: 880-2-9564009 or e-mail us at

Be it your dream gadgets, wedding, medical attention or whatever the requirement might be, BRAC Bank Personal Loan available at your side as always An unsecured loan up to BDT 20 Lac exclusively designed lust to cater your personal is needs.

Processing Fee: Up to 0.50% of the loan amount.

A Personal Loan facility for any consumer needs

Loan amount BDT 01 Lac to BDT 20 Lacs

No collateral or cash securities

Flexible repayment Equal Monthly Installments (EMIs) over a period of 12 months to 60 months*

Customer Segment & Eligibility

Age Minimum age 25 years - Maximum age 65 years

Professional Experience

Salaried: Confirmed Employee having minimum total work experience of 1 year

Businessman: Minimum 3 years of Business experience in same business


Minimum Monthly Income

BDT 25000 (per Month) *

Required Documents (For Salaried Individuals)

Photocopy of NID of loan applicant and guarantor

One passport size photograph of loan applicant and guarantor

Letter of Introduction

Visiting Card / Office ID copy of both loan applicant and guarantor (if applicable)


Last 6 months' Bank Statement

Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac

Required Documents (For Self-employed Professionals like Doctors, Engineers, Accountants, Architects etc.)

Photocopy of NID of loan applicant and guarantor

One passport size photograph of loan applicant and guarantor

Photocopy of Membership Card/Professional Certificate

Visiting Card of both loan applicant and guarantor (if applicable)

Last 12 months' Bank Statement

Latest Tax Clearance Certificate/Latest Tax Return Receipt for loan amount above BDT 5 Lac


Up to date Trade License of last 5 years (if applicable)

Registered Partnership Deed for partnership concern (if applicable)

MOA & Certificate of Incorporation for limited company (if applicable)

*Conditions Apply

Please call our 24 hours call center 16221 or e-mail us at

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